What is your plan to efficiently transfer your lifetime accumulation of wealth to your next generations, your children and grandchildren, and help protect them from the burden of taxation?
*PTR is an Independent Licensed Agent Representing NIW Companies, Inc., Creators of The Kai-Zen Plan
The Kai-Zen Strategy is dependent on the client making contributions for the first 5 years therefore not defaulting on the policy, which could result in policy lapse and surrender charges. The client will not have access to the policy, the cash values, the death benefits or the living benefits until the loan is repaid and the assignment is released. The lender has the right to discontinue funding new premiums, exit the market, or to demand loan repayment based on the terms and conditions signed by the Master Trust. See the Master Trust documents for additional information. There are some exceptions to this rule. Please consult a tax professional for advice concerning your individual situation.
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