Services to help you keep more, worry less, and leave a powerful legacy.

Whether you’re planning for retirement income or protecting your legacy, I focus on strategies that help protect your wealth from excessive taxes and fees. Let’s walk through your options.

Strategies designed to reduce tax liabilities on defined benefit pensions, IRAs, 401(k)s, and other investment accounts

Timing Social Security benefits to help maximize overall income

Balancing current needs with long-term sustainability

Tools and structures (legacy plans and beneficiary designations) to help ensure your wealth goes where you want

Coordination with attorneys and estate professionals for trusts and wills

Charitable giving plans aligned with your personal values

*Pathway to Retire does not provide legal advice and cannot draft legal documents. We work with experienced CPA’s, tax planners and estate planning attorneys who develop the legal documents that express a client’s estate planning intentions. We are pleased to work with a client’s current estate planning attorney, CPA®, and other advisers.

Small group or one-on-one sessions covering tax minimization strategies, income planning, and common pitfalls

Helping to empower you with the knowledge you need to make solid financial decisions

Reviewing existing life insurance, Medicare options, or annuities for cost-effectiveness and coverage

Identifying potential gaps and recommending updates based on your life stage

Strategies designed to help ensure your family has financial protection

Ready to take the next step toward a tax-efficient retirement?

Let’s start with a simple conversation. No pressure, no jargon—just honest guidance to help you move forward with clarity and confidence.